Kisan Credit Card : Farmers would be eligible for an unsecured loan of up to Rs 1.60 lakh

Kisan Credit Card – Friends, many banks provide Kisan Credit Card, including State Bank of India, HDFC Bank, ICICI Bank, Axis Bank, and Central Bank of India, UCO Bank, and Indian Overseas. credit card kisan.

The Kisan Credit Card (KCC) scheme is a Government of India initiative. The National Bank for Agriculture and Rural Development established it in 1998. It assists farmers by offering short-term loans and credit limits for the purchase of equipment and fulfilling other agricultural, fishery, and animal husbandry expenditures. Commercial banks, regional rural banks, small finance banks, and co-operative societies also participate in the Kisan Credit Card Scheme.

Documentation necessary for the same-

Friends, you may apply for a Kisan Credit Card at your nearest bank office. I agree with you on that.

  • 2 passport size photographs,
  • Passport in Aadhaar Card/Voter Card/ID Proof,
  • Proof of house address,
  • Land holding certificate and
  • Must have PAN card.


Kisan Credit Card is good for three years. There is no need for security for loans up to Rs 1.60 lakh. In addition, the insurance cover assists plan holders up to Rs 50,000 in the event of permanent incapacity or death. In any other case, a compensation of Rs.25,000 is provided. credit card kisan


The application farmer’s age should be at least 18 years old and no more than 75 years old. KCC is also available to sharecroppers, tenant farmers, and oral renters. Kisan Credit Card is also available to Savings Groups (SHGs) or Joint Liability Groups (JLGs) comprising sharecroppers, tenant farmers, and others. Kisan is qualified for a credit card to cover relevant expenses.


Kisan Credit Card Scheme’s goal is to introduce farmers to the country’s banking system in a simple and uncomplicated way, and to assist them in obtaining appropriate and timely credit for their agricultural and other requirements.


Farmers may access loans of up to Rs 1.60 lakh using Kisan Credit Card with no collateral. Furthermore, the interest rates on it are quite cheap. Farmers can borrow up to 5 lakh rupees over a three-year period under this plan.

Rate of Intrest

Friends, now, banks charge 7 to 9 percent interest on standard loans, whereas livestock producers pay only 2 percent interest under the Kisan Credit Card. Furthermore, the federal government offers a discount on this. credit card kisan

Where to Apply

To get Kisan Credit You may apply for a Kisan Credit Card at your local bank, or you can apply online.

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